National Mediclaim Policy

National Mediclaim Policy is a specially designed health insurance plan by National Insurance for you and your
family members. The Policy provides for cashless facility and/or re-reimbursement of hospitalization expenses for treatment of illness, disease or injury. Besides hospitalization, National Mediclaim Policy covers pre and post hospitalization expenses.

health is your most valuable asset ,With rising health care costs and increasing life style diseases, loss of health
can mean expensive medical bills and even loss of earnings. When care is needed, all you want is to get cured and
not worry about arranging money for treatment. National Mediclaim Policy with its comprehensive coverage will
take care of your worries as it offers protection against the high health care costs and makes health care easy and accessible.You can get treatment in a network hospital on a cashless basis or get reimbursement the amount
spent in a non network hospital of your choice. Though paying the premium may seem an expense
today, it helps in protecting against future high expenses which may not be provide in your present plan.

You can avail the Policy if you are within the age group of 18 to 65 years. Your spouse, dependent children and
dependent parents can be covered in your Policy. Children between the age of 3 months and 18 years can be covered, if either of the parents is/are covered in the Policy. If your son is above 18 years, he can be covered in your Policy till he attains 25 years, provided he is not employed and is a bona-fide student. Your daughter if above 18 years of age, and not employed, can be covered till her marriage. The policy is also available to senior citizens covered under Mediclaim Insurance Policy (Individual) for SI less than 50,000, opting for a higher SI between 50,000 to ` 5,00,000
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Rate Chart National Mediclaim Policy

Rate Chart (in ₹ per Individual, without TPA Charges)

Age band / SI	50,000*	1,00,000	2,00,000	3,00,000	4,00,000	5,00,000	6,00,000	7,00,000	8,00,000	9,00,000	10,00,000
3m-5y	1,270	2,392	3,386	4,350	4,974	5,674	6,347	6,810	7,273	7,739	8,206
6-17y	1,233	2,124	3,180	3,836	4,578	5,152	5,758	6,174	6,589	7,007	7,425
18-25	1,233	2,411	3,315	4,263	5,429	5,620	6,080	6,564	6,988	7,416	7,844
26-30	1,480	2,718	3,390	4,550	6,033	6,486	7,021	7,583	8,077	8,574	9,072
31-35	1,480	2,901	3,507	4,993	6,535	6,569	7,179	7,678	8,178	8,764	9,272
36-40	2,086	3,295	4,139	5,834	6,561	7,278	7,880	8,432	9,069	9,629	10,189
41-45	2,086	3,509	5,367	5,971	6,714	7,422	8,035	8,597	9,158	9,723	10,287
46-50	3,021	4,779	7,294	9,757	10,307	10,508	11,496	12,309	13,121	13,943	14,764
51-55	3,021	6,015	10,011	12,932	14,987	16,872	18,477	19,798	21,119	22,675	24,027
56-60	4,162	8,111	13,701	16,503	21,121	23,277	25,479	27,293	29,386	31,261	33,136
61-65	4,409	10,700	17,457	21,129	28,384	31,289	34,274	36,738	39,577	42,137	44,698
66-70	5,762	14,251	21,959	28,092	33,621	38,513	42,232	45,308	48,383	52,012	55,174
71-75	6,175	15,676	24,154	30,059	36,983	42,364	46,456	49,841	53,226	57,218	60,698
76-80	7,620	17,244	26,570	32,163	40,286	44,482	48,311	52,334	55,888	60,081	63,736
81-85	8,382	18,968	29,227	34,414	42,715	46,706	50,727	54,952	58,685	63,087	66,926
86+	9,145	20,865	32,149	36,823	44,415	51,377	55,801	60,450	64,557	68,741	73,625

*GST Extra

*SI of 50,000 shall be available only to existing policyholders, for one year. Thereafter the minimum SI will be 1 L.

Rate with TPA charge – 6% loading on the premiums tabulated above.

Discounts:

Discount for Optional Co-payment – 15% discount on policy premium (if opted for 20% Co-payment) or 10% discount on policy premium (if opted for 15% Co-payment)

Discount for Direct Sale – 10% on total premium