Rate Chart
Premium (₹) per Individual (for ind policy)/ Senior most member (for floater policy)
Threshold | 2 Lakhs | 2 Lakhs | 3 Lakhs | 3 Lakhs | 3 Lakhs | 5 Lakhs | 5 Lakhs | 5 Lakhs | 8 Lakhs | 8 Lakhs | 10 Lakhs | 10 Lakhs |
Sum Insured | 3 lakhs | 5 lakhs | 3 lakhs | 5 lakhs | 7 lakhs | 5 lakhs | 7 lakhs | 10 lakhs | 10 lakhs | 15 lakhs | 15 lakhs | 20 lakhs |
Age Group | ||||||||||||
0 – 5* | 920 | 1,251 | 793 | 1,077 | 1,196 | 737 | 903 | 1,244 | 1,122 | 1,436 | 903 | 1,077 |
6 – 17* | 920 | 1,251 | 793 | 1,077 | 1,196 | 737 | 903 | 1,244 | 1,122 | 1,436 | 903 | 1,077 |
18 – 25 | 1,955 | 2,463 | 1,444 | 1,870 | 2,046 | 1,090 | 1,336 | 1,838 | 1,658 | 2,122 | 1,334 | 1,591 |
26 – 35 | 2,014 | 2,525 | 1,472 | 1,898 | 2,073 | 1,090 | 1,336 | 1,839 | 1,658 | 2,122 | 1,334 | 1,591 |
36 – 40 | 2,540 | 3,190 | 1,864 | 2,408 | 2,632 | 1,391 | 1,705 | 2,348 | 2,117 | 2,710 | 1,703 | 2,032 |
41 – 45 | 2,540 | 3,190 | 1,864 | 2,408 | 2,632 | 1,391 | 1,705 | 2,348 | 2,117 | 2,710 | 1,703 | 2,032 |
46 – 50 | 3,997 | 5,137 | 3,077 | 4,039 | 4,438 | 2,473 | 3,032 | 4,174 | 3,765 | 4,819 | 3,029 | 3,614 |
51 – 55 | 4,900 | 6,365 | 3,855 | 5,097 | 5,612 | 3,196 | 3,918 | 5,394 | 4,867 | 6,229 | 3,916 | 4,671 |
56 – 60 | 5,187 | 6,871 | 4,246 | 5,684 | 6,282 | 3,711 | 4,550 | 6,264 | 5,653 | 7,235 | 4,548 | 5,425 |
61 – 65 | 8,117 | 10,858 | 6,775 | 9,124 | 10,103 | 6,068 | 7,440 | 10,244 | 9,245 | 11,831 | 7,437 | 8,872 |
66 – 70 | 10,215 | 13,736 | 8,615 | 11,638 | 12,898 | 7,814 | 9,580 | 13,190 | 11,905 | 15,236 | 9,577 | 11,425 |
71 – 75 | 13,420 | 18,093 | 11,375 | 15,390 | 17,064 | 10,380 | 12,726 | 17,522 | 15,815 | 20,239 | 12,722 | 15,177 |
76 – 80 | 13,695 | 18,466 | 11,612 | 15,712 | 17,421 | 10,600 | 12,996 | 17,893 | 16,150 | 20,668 | 12,992 | 15,499 |
81 – 85 | 13,695 | 18,466 | 11,612 | 15,712 | 17,421 | 10,600 | 12,996 | 17,893 | 16,150 | 20,668 | 12,992 | 15,499 |
>=86 | 13,695 | 18,466 | 11,612 | 15,712 | 17,421 | 10,600 | 12,996 | 17,893 | 16,150 | 20,668 | 12,992 | 15,499 |
GST extra | ||||||||||||
* 0-5 & 6-17 age groups not applicable in Floater option |
Premium (₹) for additional family member (for floater policy)
Threshold | 2 Lakhs | 2 Lakhs | 3 Lakhs | 3 Lakhs | 3 Lakhs | 5 Lakhs | 5 Lakhs | 5 Lakhs | 8 Lakhs | 8 Lakhs | 10 Lakhs | 10 Lakhs |
Sum Insured | 3 lakhs | 5 lakhs | 3 lakhs | 5 lakhs | 7 lakhs | 5 lakhs | 7 lakhs | 10 lakhs | 10 lakhs | 15 lakhs | 15 lakhs | 20 lakhs |
Age Group | ||||||||||||
0 – 5y | 123 | 168 | 106 | 144 | 160 | 99 | 121 | 167 | 150 | 192 | 121 | 144 |
6 – 17y | 135 | 184 | 117 | 158 | 176 | 108 | 133 | 183 | 165 | 211 | 133 | 158 |
18 – 25 | 307 | 387 | 227 | 294 | 321 | 171 | 210 | 289 | 260 | 333 | 209 | 250 |
26 – 35 | 340 | 427 | 249 | 321 | 350 | 184 | 226 | 311 | 280 | 359 | 225 | 269 |
36 – 40 | 617 | 775 | 453 | 585 | 640 | 338 | 414 | 570 | 515 | 658 | 414 | 494 |
41 – 45 | 617 | 775 | 453 | 585 | 640 | 338 | 414 | 570 | 515 | 658 | 414 | 494 |
46 – 50 | 1,395 | 1,793 | 1,074 | 1,410 | 1,549 | 863 | 1,058 | 1,457 | 1,314 | 1,682 | 1,057 | 1,261 |
51 – 55 | 1,710 | 2,221 | 1,345 | 1,779 | 1,959 | 1,116 | 1,368 | 1,883 | 1,699 | 2,174 | 1,367 | 1,630 |
56 – 60 | 2,091 | 2,769 | 1,711 | 2,291 | 2,532 | 1,496 | 1,834 | 2,524 | 2,278 | 2,916 | 1,833 | 2,186 |
61 – 65 | 4,058 | 5,429 | 3,387 | 4,562 | 5,051 | 3,034 | 3,720 | 5,122 | 4,623 | 5,916 | 3,719 | 4,436 |
66 – 70 | 5,301 | 7,129 | 4,471 | 6,040 | 6,694 | 4,055 | 4,972 | 6,846 | 6,179 | 7,907 | 4,970 | 5,930 |
71 – 75 | 7,234 | 9,752 | 6,131 | 8,295 | 9,198 | 5,595 | 6,859 | 9,444 | 8,524 | 10,909 | 6,857 | 8,181 |
76 – 80 | 7,669 | 10,341 | 6,503 | 8,799 | 9,756 | 5,936 | 7,278 | 10,020 | 9,044 | 11,574 | 7,275 | 8,679 |
81 – 85 | 7,957 | 10,729 | 6,747 | 9,129 | 10,122 | 6,158 | 7,551 | 10,396 | 9,383 | 12,008 | 7,548 | 9,005 |
>=86 | 8,902 | 12,003 | 7,548 | 10,213 | 11,324 | 6,890 | 8,447 | 11,631 | 10,498 | 13,434 | 8,445 | 10,074 |
GST extra |
The premiums rates given above are all inclusive of TPA charges. |
For without TPA – 6% discount on the premiums tabulated above. |
Discounts |
Early Entry Discount (EED) – 5% on individual premium |
Family Discount – 5% on total family premium |
Online Discount – 10% on total payable premium |