National Parivar Mediclaim Policy offers health care coverage the whole family. It is a family tree strategy; the whole family gets inclusion under a single roof arrangement.National Parivar mediclaim plan aims to encourage the protection of the whole Family on a single sum insured.This family floater plan that provides coverage for various illness or accident.
A health policy is essential particularly because it covers most health expenses, including hospitalization expenses, medical bills, cost of surgery, ambulance and other medical expenses. Depend on the sort of cover, insurance companies usually provide two types of health insurance policies: Medical insurance health plan and serious illness plan. While the previous can be availed as part of family floater health plans, the critical illness policy can not be availed for the family through single premium payment .
The policy is in best demand for the benefits that come in with it. The policy gets the policyholders covered with pre and post-hospitalization cover, daycare treatments, domiciliary treatments, organ donor expenses, etc. and also gives you lifelong renew-ability of the policy. The policy also provides advantages of Pre-existing Hypertension and Diabetes Cover, Critical Illness Cover, and Out-patient Treatment Cover which can be brought by the policyholders by paying a little extra premium. Take a look our other services general insurance
What’s Included National Parivar Mediclaim Policy
In-patient hospitalization expenses
More than 140 daycare treatments
30 days pre-hospitalization expenses
60 days post-hospitalization expenses
Ayurveda, Homeopathy, treatments up to fully covered
What’s Not Included National Parivar Mediclaim Policy
Sterility, assisted conception, infertility
Psychiatric disorder or any self-inflicted injury
HIV, AIDS, or any sexually transmitted disease
Maternity benefits not covered until 36 months
Any other disease contracted during the initial 30 days of the policy
Rate Chart (Rate (in ₹) National Parivar Mediclaim Policy
Rate for senior most family member (without TPA) for each policy year for Zone I (Greater Mumbai Metropolitan area, entire state of Gujarat)
SI
3m – 5
6-17y
18 – 25
26-35
36-45
46-55
56-59
60-65
66-70
71-75
76-80
81-85
86 +
1,00,000
Only dependents
Only dependents
3,618
3,966
4,920
7,250
9,240
10,306
11,870
13,798
14,577
15,902
20,311
2,00,000
Only dependents
Only dependents
4,859
5,005
6,863
11,043
14,023
16,420
20,052
22,899
24,992
27,584
29,144
3,00,000
Only dependents
Only dependents
5,885
6,062
8,461
12,626
16,538
18,932
22,338
30,984
34,843
38,849
41,444
4,00,000
Only dependents
Only dependents
6,608
7,091
9,842
14,980
17,967
22,051
26,492
38,512
44,086
49,660
53,491
5,00,000
Only dependents
Only dependents
7,257
7,932
11,147
16,783
19,026
24,577
29,957
46,220
52,811
60,080
65,243
6,00,000
Only dependents
Only dependents
7,852
8,778
12,489
18,338
20,311
27,579
33,020
52,911
61,031
70,085
76,672
7,00,000
Only dependents
Only dependents
8,470
9,654
13,484
20,713
22,954
29,572
35,433
57,918
68,238
79,122
87,213
8,00,000
Only dependents
Only dependents
9,067
10,580
14,546
22,058
23,542
30,949
37,430
61,186
75,281
92,257
1,01,727
9,00,000
Only dependents
Only dependents
9,571
11,575
15,448
23,270
25,050
35,024
40,236
63,903
81,955
1,06,377
1,17,329
10,00,000
Only dependents
Only dependents
10,053
12,177
17,011
24,572
26,924
37,354
43,261
66,093
88,421
1,21,575
1,32,878
GST extra
Rate for other family members (without TPA) for each policy year for Zone I (Greater Mumbai Metropolitan area, entire state of Gujarat)
SI
3m – 5
6-17y
18 – 25
26-35
36-45
46-55
56-59
60-65
66-70
71-75
76-80
81-85
86 +
1,00,000
464
526
589
672
1,196
2,527
3,721
5,153
6,161
7,436
8,156
9,237
13,202
2,00,000
567
637
791
848
1,667
3,849
5,647
8,210
10,409
12,341
13,983
16,022
18,943
3,00,000
650
727
958
1,027
2,056
4,402
6,660
9,466
11,595
16,698
19,494
22,567
26,938
4,00,000
694
775
1,075
1,201
2,392
5,222
7,236
11,026
13,752
20,755
24,667
28,847
34,770
5,00,000
733
816
1,180
1,344
2,709
5,851
7,662
12,289
15,551
24,909
29,548
34,899
42,407
6,00,000
768
853
1,278
1,487
3,036
6,392
8,180
13,790
17,141
28,515
34,147
40,711
49,836
7,00,000
804
891
1,378
1,636
3,277
7,221
9,243
14,786
18,393
31,213
38,180
45,960
56,688
8,00,000
838
928
1,475
1,792
3,535
7,689
9,480
15,475
19,430
32,974
42,120
53,590
66,123
9,00,000
866
958
1,557
1,961
3,754
8,111
10,087
17,512
20,887
34,439
45,854
61,791
76,264
10,00,000
891
985
1,636
2,063
4,134
8,566
10,842
18,676
22,456
35,619
49,472
70,620
86,370
GST extra
Rate for senior most family member (with TPA) for each policy year for Zone I (Greater Mumbai Metropolitan area, entire state of Gujarat)
SI
3m – 5
6-17y
18 – 25
26-35
36-45
46-55
56-59
60-65
66-70
71-75
76-80
81-85
86 +
1,00,000
Only dependents
Only dependents
3,835
4,204
5,215
7,685
9,794
10,924
12,582
14,627
15,452
16,856
21,529
2,00,000
Only dependents
Only dependents
5,150
5,305
7,274
11,705
14,864
17,405
21,255
24,274
26,492
29,238
30,892
3,00,000
Only dependents
Only dependents
6,239
6,426
8,969
13,383
17,530
20,067
23,678
32,843
36,934
41,180
43,930
4,00,000
Only dependents
Only dependents
7,005
7,516
10,432
15,879
19,045
23,374
28,081
40,823
46,731
52,640
56,701
5,00,000
Only dependents
Only dependents
7,691
8,407
11,816
17,790
20,168
26,053
31,753
48,993
55,979
63,685
69,157
6,00,000
Only dependents
Only dependents
8,322
9,305
13,237
19,439
21,529
29,234
35,002
56,085
64,693
74,291
81,272
7,00,000
Only dependents
Only dependents
8,979
10,233
14,294
21,957
24,332
31,347
37,560
61,392
72,333
83,869
92,445
8,00,000
Only dependents
Only dependents
9,611
11,215
15,419
23,382
24,955
32,806
39,676
64,856
79,798
97,793
1,07,831
9,00,000
Only dependents
Only dependents
10,145
12,269
16,375
24,666
26,552
37,125
42,650
67,738
86,872
1,12,760
1,24,368
10,00,000
Only dependents
Only dependents
10,655
12,907
18,032
26,046
28,539
39,594
45,857
70,059
93,725
1,28,870
1,40,850
GST extra
Rate for other family members (with TPA) for each policy year for Zone I (Greater Mumbai Metropolitan area, entire state of Gujarat)
SI
3m – 5
6-17y
18 – 25
26-35
36-45
46-55
56-59
60-65
66-70
71-75
76-80
81-85
86 +
1,00,000
492
558
624
712
1,267
2,679
3,944
5,462
6,531
7,882
8,646
9,791
13,994
2,00,000
602
676
838
899
1,768
4,080
5,986
8,702
11,033
13,082
14,822
16,984
20,080
3,00,000
689
771
1,015
1,089
2,180
4,665
7,059
10,034
12,291
17,700
20,664
23,920
28,555
4,00,000
736
821
1,139
1,274
2,536
5,536
7,669
11,688
14,577
22,001
26,146
30,577
36,855
5,00,000
777
865
1,252
1,425
2,872
6,201
8,122
13,026
16,483
26,403
31,320
36,993
44,953
6,00,000
814
904
1,355
1,576
3,217
6,776
8,670
14,617
18,169
30,225
36,196
43,153
52,827
7,00,000
852
945
1,461
1,734
3,473
7,653
9,799
15,673
19,496
33,086
40,470
48,717
60,089
8,00,000
888
984
1,563
1,901
3,747
8,151
10,050
16,403
20,596
34,952
44,647
56,805
70,090
9,00,000
918
1,015
1,651
2,079
3,980
8,598
10,692
18,563
22,139
36,505
48,606
65,499
80,840
10,00,000
945
1,044
1,734
2,187
4,382
9,079
11,492
19,798
23,804
37,756
52,440
74,857
91,553
GST extra
Discount in premium for other zones:
Zone
Region
Discount
II
National Capital Territory (NCT) Delhi and National Capital Region (# NCR), Chandigarh, Pune