National Mediclaim Plus Policy covers expenses for inpatient treatment (cashless/reimbursement) reasonably and customarily incurred for treatment of
illness/disease or injury contracted/sustained during the policy period. The policy covers medical expenses for 30 (thirty) days of
pre hospitalisation, 60 (sixty) days of post hospitalization, 140+ day care procedures/surgeries, ayurveda and homeopathy
treatment, organ donor’s medical expenses, maternity, hospital cash ambulance, air ambulance, medical emergency reunion,
vaccination for children and medical second opinion.
National Mediclaim Plus Policy policy also provides optional covers for Critical Illness and Out-patient Treatment.
Rate Chart :National Mediclaim Plus Policy
Rate with TPA charges (in ₹)
SI | 3m-5 | 6-17y | 18 – 25 | 26-35 | 36-45 | 46-55 | 56-59 | 60-65 | 66-70 | 71-75 | 76-80 | 81-85 | 86 + |
2,00,000 | 5,303 | 5,356 | 5,951 | 6,070 | 6,192 | 8,533 | 12,344 | 16,064 | 23,304 | 27,103 | 28,586 | 29,833 | 31,009 |
3,00,000 | 6,918 | 6,918 | 7,687 | 7,841 | 7,841 | 11,344 | 16,543 | 21,324 | 31,356 | 35,820 | 38,967 | 40,992 | 42,519 |
4,00,000 | 8,381 | 8,382 | 9,314 | 9,499 | 9,499 | 13,913 | 20,392 | 26,096 | 38,732 | 43,681 | 48,573 | 51,387 | 53,218 |
5,00,000 | 9,743 | 9,743 | 10,826 | 11,042 | 11,043 | 16,314 | 24,000 | 30,536 | 45,645 | 50,964 | 57,643 | 61,251 | 63,285 |
6,00,000 | 10,852 | 10,852 | 12,057 | 12,299 | 12,300 | 18,592 | 27,428 | 34,730 | 52,208 | 57,817 | 65,726 | 70,106 | 73,039 |
7,00,000 | 11,901 | 11,902 | 13,224 | 13,488 | 13,489 | 20,596 | 30,536 | 38,565 | 58,332 | 64,169 | 73,674 | 78,903 | 82,260 |
8,00,000 | 12,902 | 12,903 | 14,338 | 14,624 | 14,624 | 22,518 | 33,528 | 42,242 | 64,230 | 70,245 | 81,347 | 87,302 | 91,173 |
9,00,000 | 13,865 | 13,865 | 15,407 | 15,714 | 16,365 | 24,375 | 36,420 | 45,784 | 69,936 | 76,091 | 88,660 | 95,446 | 99,820 |
10,00,000 | 14,792 | 14,793 | 16,437 | 16,765 | 18,201 | 26,173 | 39,229 | 49,212 | 75,477 | 81,739 | 95,752 | 1,03,367 | 1,08,237 |
15,00,000 | 19,952 | 19,953 | 29,474 | 33,076 | 33,407 | 36,663 | 52,460 | 61,655 | 80,547 | 87,132 | 1,07,210 | 1,25,964 | 1,32,586 |
20,00,000 | 23,806 | 23,807 | 31,806 | 46,836 | 47,305 | 47,777 | 63,596 | 72,329 | 87,633 | 90,500 | 1,19,378 | 1,46,718 | 1,55,270 |
25,00,000 | 27,358 | 27,359 | 34,314 | 49,016 | 49,506 | 53,523 | 73,732 | 80,878 | 90,644 | 93,994 | 1,26,742 | 1,62,657 | 1,72,917 |
30,00,000 | 31,217 | 31,219 | 37,515 | 51,819 | 53,158 | 62,159 | 83,223 | 88,196 | 91,285 | 98,102 | 1,31,041 | 1,75,246 | 1,86,618 |
40,00,000 | 37,389 | 37,392 | 43,547 | 56,662 | 61,703 | 77,050 | 98,473 | 98,478 | 99,351 | 1,05,769 | 1,31,384 | 1,90,674 | 2,04,536 |
50,00,000 | 42,950 | 42,952 | 50,148 | 61,024 | 70,992 | 91,358 | 1,11,388 | 1,11,395 | 1,11,400 | 1,14,035 | 1,31,391 | 1,97,469 | 2,13,206 |
*Service Tax extra
Rate without TPA charges (in ₹) National Mediclaim Plus Policy
SI | 3m-5 | 6-17y | 18 – 25 | 26-35 | 36-45 | 46-55 | 56-59 | 60-65 | 66-70 | 71-75 | 76-80 | 81-85 | 86 + |
2,00,000 | 5,003 | 5,053 | 5,614 | 5,727 | 5,841 | 8,050 | 11,645 | 15,155 | 21,984 | 25,569 | 26,968 | 28,144 | 29,253 |
3,00,000 | 6,527 | 6,527 | 7,252 | 7,397 | 7,397 | 10,703 | 15,607 | 20,117 | 29,581 | 33,792 | 36,761 | 38,672 | 40,112 |
4,00,000 | 7,907 | 7,908 | 8,786 | 8,962 | 8,962 | 13,125 | 19,237 | 24,619 | 36,540 | 41,208 | 45,823 | 48,479 | 50,206 |
5,00,000 | 9,191 | 9,192 | 10,212 | 10,417 | 10,417 | 15,391 | 22,641 | 28,808 | 43,061 | 48,078 | 54,380 | 57,784 | 59,702 |
6,00,000 | 10,238 | 10,238 | 11,375 | 11,603 | 11,604 | 17,539 | 25,875 | 32,764 | 49,253 | 54,544 | 62,006 | 66,138 | 68,904 |
7,00,000 | 11,228 | 11,228 | 12,475 | 12,725 | 12,726 | 19,429 | 28,808 | 36,383 | 55,031 | 60,537 | 69,504 | 74,438 | 77,603 |
8,00,000 | 12,173 | 12,173 | 13,526 | 13,796 | 13,797 | 21,244 | 31,630 | 39,851 | 60,593 | 66,269 | 76,742 | 82,361 | 86,012 |
9,00,000 | 13,080 | 13,081 | 14,534 | 14,825 | 15,439 | 22,995 | 34,359 | 43,193 | 65,977 | 71,784 | 83,641 | 90,044 | 94,170 |
10,00,000 | 13,956 | 13,956 | 15,506 | 15,817 | 17,171 | 24,692 | 37,008 | 46,427 | 71,206 | 77,113 | 90,332 | 97,516 | 1,02,110 |
15,00,000 | 18,822 | 18,823 | 27,805 | 31,204 | 31,516 | 34,588 | 49,491 | 58,165 | 75,987 | 82,200 | 1,01,142 | 1,18,835 | 1,25,080 |
20,00,000 | 22,457 | 22,458 | 30,006 | 44,185 | 44,627 | 45,073 | 59,996 | 68,235 | 82,673 | 85,378 | 1,12,620 | 1,38,412 | 1,46,480 |
25,00,000 | 25,809 | 25,810 | 32,373 | 46,242 | 46,704 | 50,493 | 69,558 | 76,300 | 85,513 | 88,674 | 1,19,569 | 1,53,449 | 1,63,129 |
30,00,000 | 29,450 | 29,451 | 35,392 | 48,886 | 50,149 | 58,640 | 78,513 | 83,204 | 86,118 | 92,549 | 1,23,623 | 1,65,327 | 1,76,055 |
40,00,000 | 35,273 | 35,275 | 41,082 | 53,454 | 58,211 | 72,688 | 92,899 | 92,904 | 93,727 | 99,782 | 1,23,947 | 1,79,881 | 1,92,959 |
50,00,000 | 40,520 | 40,521 | 47,310 | 57,570 | 66,973 | 86,187 | 1,05,084 | 1,05,089 | 1,05,095 | 1,07,580 | 1,23,954 | 1,86,291 | 2,01,137 |
*Service Tax extra
Rate for Critical Illness (in ₹) =National Mediclaim Plus Policy
Age | 2,00,000 | 3,00,000 | 5,00,000 | 10,00,000 | 15,00,000 | 20,00,000 | 25,00,000 |
18-25 | 372 | 557 | 929 | 1,858 | 2,786 | 3,715 | 4,644 |
26-35 | 647 | 970 | 1,617 | 3,234 | 4,851 | 6,468 | 8,085 |
36-45 | 1,198 | 1,796 | 2,994 | 5,988 | 8,981 | 11,975 | 14,969 |
46-55 | 2,217 | 3,326 | 5,543 | 11,086 | 16,629 | 22,172 | 27,715 |
56-59 | 3,209 | 4,813 | 8,022 | 16,043 | 24,065 | 32,086 | 40,108 |
60-65 | 4,643 | 6,965 | 11,608 | 23,217 | 34,825 | 46,434 | 58,042 |
66-75 | 9,501 | 14,251 | 23,752 | 47,505 | 71,257 | 95,009 | 1,18,762 |
76-85 | 21,109 | 31,664 | 52,773 | 1,05,546 | 1,58,319 | 2,11,093 | 2,63,866 |
86+ | 47,155 | 70,733 | 1,17,889 | 2,35,777 | 3,53,666 | 4,71,555 | 5,89,443 |
*Service Tax Extra
Rate for Outpatient Treatment (in ₹)
Cover | 2,000 | 3,000 | 4,000 | 5,000 | 10,000 |
Premium | 1,200 | 1,800 | 2,400 | 3,000 | 6,000 |
*Service Tax Extra
Discounts (not applicable to optional covers)
Family discount | 10% |
Youth discount | 10% |
Online discount | 5% |
*Insurance is the subject matter of solicitation.